Tag Archives: Motor Vehicle Accident
Posted on 13. May, 2011 by admin.
Filing a traffic accident claim can seem like a daunting task. Many times the paperwork must be completed quickly and before you have completely healed making it even more difficult than normal. If you have never been involved in a serious traffic accident before, filing a claim can seem impossible but by following a few steps the process is made much easier and expedient.
Each company has different requirements when filing a claim. Despite these differences, much of the documentation is the same and can be organized beforehand to save some time. Insurance companies will always want a copy of the police report. If you are dealing with multiple insurance companies be sure to obtain multiple copies. Often times police reports are not given, unless requested. Obtaining this in advance can save time and hassle. Other paperwork that is often required is a copy of your valid drivers license and insurance as well as any medical documents showing injuries sustained during the accident.
During the course of filing a traffic accident claim you will speak with many people. These people will often be from the at fault parties’ insurance company, your insurance company, medical staff, and possibly even other involved parties. While healing from an injury it can be difficult to remember who said what when. A great tip is to keep a written document of all conversations regarding the accident. Note the date, time, and name of the individual you spoke with as well as what the conversation was about. This will allow you to refer to your notes when you need to give a date or time or speak with that individual again. This is also a great place to keep important phone numbers regarding the accident claim.
Another great tip is to make a copy of all documents you send in. Often times insurance companies require original documents. By copying the documents and sending all mail return receipt requested you will ensure that the proper individuals received your mail and have a copy of the contents that you mailed. If there is any confusion this will come in handy to prove you did what you said.
Filing a traffic accident claim can be an imposing task. While there is a lot of work required, there are a few things that can be done to help make the process easier. By doing all of the above listed things your claim will often process quicker and with much ease.
Posted on 08. May, 2011 by admin.
Before contacting an accident claims company for a car accident compensation, it would be advisable to take a few steps yourself, beforehand. Collect details of the other party involved in the accident. Sometimes people may not admit the mistakes on their part. In such a situation, contact the police immediately. If the accident occurred in a public place or federal property, get in touch with the owner or the people associated with the property and report the accident. Witnesses are important. So get as many details from the witnesses as possible. Also take pictures of the accident scene and the vehicles involved.
Report the accident to your insurance company. If there is sufficient damage to the vehicle and to you, then these are enough evidence for you to file a motor vehicle accident claim. You can approach your insurance company for this. Complete cooperation with the insurance company and accident claims office is required for an efficient compensation process.
After the initial steps, contact your insurance company as soon as possible. If the cause of the accident arises from the other party, his/her insurance company may also come into play. Insurance companies have separate bodies for investigating road accidents. After the complaint is registered, the company will investigate the accident. After completion of the investigation, the claim will be closed. The company will determine the amount required for injuries and for fixing the car.
For car accident compensation to be effective, you must be in constant touch with the insurance agencies. There will be ongoing inquiries regarding the details of the accidents. The claims adjuster at the insurance company may want to know whether police registered a case against people involved. They may also want to know about instances of hospital treatment, that is if anyone was admitted or underwent any treatment. Details about the vehicle’s damage will be inquired and they will make an estimate about the amount for repairing it.
Car accident compensation is a right. Especially if you live in a tight budget and cannot afford to buy another car, this comes as a boon. So before closing a claim, make sure that every aspect regarding the accident has been covered. There should not be any room for error. If there are hospital situations, the process will take time depending upon the nature of the injury. The claim will not be closed until the treatment is over and medical bills are added.